.btn-voltar {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 14px;
    color: #0066b2;
    text-decoration: none;
    font-weight: 600;
    margin-bottom: 24px;
}

.btn-voltar:hover { text-decoration: underline; }

.termos-wrap {
    max-width: 820px;
    margin: 40px auto 64px;
    padding: 0 20px;
}

.termos-wrap h1 {
    font-size: 28px;
    color: #1e2d3d;
    margin: 0 0 6px;
}

.termos-data {
    font-size: 13px;
    color: #8a96a3;
    margin: 0 0 36px;
}

.termos-divider {
    border: none;
    border-top: 1px solid #e5e9ec;
    margin: 0 0 32px;
}

.termos-secao {
    margin: 0 0 32px;
}

.termos-secao h2 {
    font-size: 16px;
    font-weight: 700;
    color: #0055a4;
    margin: 0 0 10px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.termos-secao p,
.termos-secao ul {
    font-size: 14px;
    color: #3a4a5a;
    line-height: 1.75;
    margin: 0 0 8px;
}

.termos-secao ul {
    padding-left: 20px;
}

.termos-secao ul li {
    margin-bottom: 4px;
}

.termos-subtitulo {
    font-size: 13px;
    font-weight: 700;
    color: #3a4a5a;
    margin: 14px 0 6px;
    display: flex;
    align-items: center;
    gap: 6px;
}